Fintech Trends and Governance
OVERVIEW
Financial technology, or fintech, is reshaping the financial services industry at an unprecedented pace. Innovation is challenging traditional frameworks and introducing new risks as well as opportunities. This session will provide internal auditors with a foundational understanding of fintech, explore the most impactful trends shaping the landscape, and offer practical strategies for auditing these evolving technologies and partnerships. Whether your organization is partnering with fintechs, launching its own digital initiatives, or simply keeping pace with industry change, this session will help you ask the right questions and provide meaningful assurance.
LEARNING OBJECTIVES
Define fintech and describe how it is transforming financial services.
Identify and explain key trends in the fintech space — such as bank-fintech partnerships, real-time payments, decentralized finance (DeFi), RegTech, and Agentic AI.
Apply a risk-based approach to auditing fintech-related activities — including evaluating third-party fintech partnerships, data privacy and cybersecurity concerns, regulatory compliance, and innovation governance.